Assessing the Impact of Kisan Credit Card on Cropping Behaviour and Farm
Investment in Bharatpur District of Rajasthan

Dr. Ummed Singh

Title: Assessing the Impact of Kisan Credit Card on Cropping Behaviour and Farm Investment in Bharatpur District of Rajasthan
Authors: Dr. Ummed Singh
Journal: International Journal of Social Science and Economic Research (IJSSER) ISSN: 2455-8834 Volume: 3 Issue: 3 Publication Date: March 2018
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Dr. Ummed Singh Assistant Professor, Department of Economics, University of Rajasthan, Jaipur.
MLA 8 Singh, Dr. Ummed. "Assessing the Impact of Kisan Credit Card on Cropping Behaviour and Farm Investment in Bharatpur District of Rajasthan." Int. j. of Social Science and Economic Research, vol. 3, no. 3, Mar. 2018, pp. 774-785, ijsser.org/more2018.php?id=54. Accessed Mar. 2018. APA 6 Singh, D. (2018, March). Assessing the Impact of Kisan Credit Card on Cropping Behaviour and Farm Investment in Bharatpur District of Rajasthan. Int. j. of Social Science and Economic Research, 3(3), 774-785. Retrieved from ijsser.org/more2018.php?id=54 Chicago Singh, Dr. Ummed. "Assessing the Impact of Kisan Credit Card on Cropping Behaviour and Farm Investment in Bharatpur District of Rajasthan." Int. j. of Social Science and Economic Research 3, no. 3 (March 2018), 774-785. Accessed March, 2018. ijsser.org/more2018.php?id=54.
References [1] . Chanda, A. (2020). Evaluating the Kisan Credit Card scheme: Some results for Bihar and India. Arthaniti: Journal of Economic Theory and Practice, 19(1), 68–107. [2] . Dhanabhakyam, M., & Malarvizhi, J. (2012). A study on the awareness, utilization and problems of using Kisan Credit Card of Canara Bank with special reference to Coimbatore District. International Journal of Marketing, Financial Services and Management Research, 1(10), 113–119. [3] . Hatai, R., & Sen, A. (2006). A SWOT analysis of the Kisan Credit Card (KCC) Scheme. In Impact of agricultural credit on farm borrowing and loan repayment. [4] . Mahavir. (2010). Appropriateness of credit and cost of credit under the Kisan Credit Card (KCC) scheme in Karnataka and Maharashtra. [5] . Mehta, D., Trivedi, H., & Mehta, N. K. (2016). Indian Kisan Credit Card Scheme: An analytical study. Broad Research in Accounting, Negotiation, and Distribution, 6(1), 23.
ABSTRACT: Institutional supply of agricultural credit affects decision-making in terms of crop choice, land-use allocation, and investment at farm level. Kisan Credit Card (KCC) scheme which is one of the most significant sources of institutional agricultural credit was launched to provide short-term and adequate financing to farmers. The present study examines the impact of KCC on the patterns of crops, intensity of crops, and farm level investment in the Bharatpur district of Rajasthan state using primary data collected on 200 farmers of which 100 were KCC borrowers and 100 were nonborrowers. Output elasticity was estimated using Cobb-Douglas production function. The results of the functional analysis indicates that borrower farms had higher output elasticities and higher explanatory powers as shown by the high R2 . The findings show KCC borrowers have greater intensity in the level of cropping as compared to non-borrowers, more broadly diversified in commercial crops and use more modern inputs.

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