International Journal of Social Science & Economic Research
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Title:
HOUSING MICROFINANCE: EVOLVING NEW APPROACHES FOR INCLUSIVE RURAL HOUSING

Authors:
M. S. Siddiqui , Dr R. Y. Mahore

Abstract:
Housing is one of the basic needs of man and is also considered a fundamental human right. It is used as a key indicator in defining the living quality among the poorer sections of the society. Hygienic and dignified living is a challenge for poor across the world and is further aggravated in case the housing is not appropriate. Not just from the fundamental rights point of view but also from the point of view of hygienic and dignified living condition it is important to improve housing conditions for the poor. Kutcha and semi-pucca houses often lack the ability to provide clean running water, sanitation, sewage removal and other amenities that are closely associated with elementary health. The study does an empirical study in the Backward districts of Maharashtra to vindicate the need for new initiatives and to provide housing to rural poor through Housing Microfinance. Though the study is regarding the HMF initiatives all over India, the scope of the empirical investigation (field study) is limited to two districts each of the backward regions of Maharashtra viz. 'Marathwada' and Vidarbha.

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