Title:
EFFECT OF NON PERFORMING LOANS (NPL) AND LOAN TO DEPOSIT RATIO (LDR) TO NET INTEREST MARGIN (NIM) OF PT. BANK TABUNGAN NEGARA (PERSERO) TBK.

Authors:
Yusuf Iskandar

Volume - 2 Issue - 3, Pages - 2669-2674

Abstract:
This study was to determine the effect of Non-Performing Loans and Loan to Deposit Ratio of Net Interest Margin at PT. Bank Tabungan Negara (persero). The method used descriptive and verification method, the data collected with the study documentation and study of literature. The data obtained is a secondary data derived from the financial statements of banks. The design of hypothesis testing using normality test, auto correlation, multicollinearity test, heteroscedasticity test, a multiple regression equation, correlation coefficient, coefficient of determination, F test and t test. The results showed that simultaneously there was a significant effect of NonPerforming Loans and Loan to Deposit Ratio of Net Interest Margin and partially nonperforming loans had a negative influence significantly towards the net interest margin while the loan to deposit ratio has a significant positive effect on the net interest margin.

Cite this Article:

[Iskandar, Yusuf. "EFFECT OF NON PERFORMING LOANS (NPL) AND LOAN TO DEPOSIT RATIO (LDR) TO NET INTEREST MARGIN (NIM) OF PT. BANK TABUNGAN NEGARA (PERSERO) TBK." International Journal of Social Science & Economic Research 2.3 (2017): 2669-674.]