Title:
DETERMINANTS OF COMMERCIAL BANK'S CREDIT EXTENDED TO PRIVATE SECTOR IN NAMIBIA

Authors:
Anton K Mushongo, Johannes P S Sheefeni

Volume - 2 Issue - 5, Pages - 3236-3247

Abstract:
The study's primary objective was to examine the determinants of commercial bank's credit extension to the private sector in Namibia using monthly data from 2005:M1 - 2015:M12. The Engle-Granger two step procedures were employed by the study to conduct an econometric analysis on the selected macroeconomics determinants of bank credit to the private sectors. The study revealed a positive, but statistically insignificant relationship between prime lending rate and bank's credit extension to the private sector. Similarly, inflation was also found to have a positive, but was statistically insignificant in influencing changes in private sector credit extension. On the contrary, exchange rate was found have negative but statistical significant relationship with bank credit both in the short-run and long-run.

Cite this Article:

[Mushongo, Anton K, and Johannes P S Sheefeni. "DETERMINANTS OF COMMERCIAL BANK'S CREDIT EXTENDED TO PRIVATE SECTOR IN NAMIBIA." International Journal of Social Science & Economic Research 2.4 (2017): 3236-247.]