Title:
BANK SIZE, OPERATIONAL EFFICINECY AND HUMAN CAPITAL DEVELOPMENT IN NIGERIA

Authors:
Otalu J. A; Olowe Temitope Sunday

Volume - 2 Issue - 8, Pages - 4264-4283

Abstract:
The study investigated the impacts of bank size and human capital development on operational efficiency of banks in Nigeria. Eight banks which include the big five (GT Bank, First Bank, Zenith Bank, Access Bank and UBA) are covered in the study. The model specification expresses operational efficiency as a function of human capital expenditures, bank size (total asset), earning per share and interest rate. Panel data analysis is used and the results show that both bank size and human capital have significant impact on operational efficiency of the banks. The implication of the results is that accumulation of physical capital and human capital are very germane to the efficient operations of the banks in order to satisfy their ever increasing customers.

Cite this Article:

[J.A., Otalu, and Olowe Temitope Sunday. "BANK SIZE, OPERATIONAL EFFICINECY AND HUMAN CAPITAL DEVELOPMENT IN NIGERIA." International Journal of Social Science and Economic Research, vol. 2, no. 8, 2017, pp. 4264-4283.]