International Journal of Social Science & Economic Research
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Pham Quang Tin, Tran Thi Nga, Phan Dinh Anh

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1Pham Quang Tin, 1Tran Thi Nga, 1Phan Dinh Anh
lecturer of University of Economics, the University of Danang, Vietnam

Tin, Pham Quang, et al. "EXAMINING FACTORS INFLUENCING CREDIT RISK AT VIETNAM BANK FOR SOCIAL POLICIES." Int. j. of Social Science and Economic Research, vol. 3, no. 4, Apr. 2018, pp. 1689-1696, Accessed 2018.
Tin, P., Nga, T., & Anh, P. (2018, April). EXAMINING FACTORS INFLUENCING CREDIT RISK AT VIETNAM BANK FOR SOCIAL POLICIES. Int. j. of Social Science and Economic Research, 3(4), 1689-1696. Retrieved from
Tin, Pham Quang, Tran Thi Nga, and Phan Dinh Anh. "EXAMINING FACTORS INFLUENCING CREDIT RISK AT VIETNAM BANK FOR SOCIAL POLICIES." Int. j. of Social Science and Economic Research 3, no. 4 (April 2018), 1689-1696. Accessed , 2018.

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The study uses Binary Logistics regression model to measure the influence of factors on credit risk at Vietnam Bank for Social Policies. The findings prove the impacts on credit risk of the following factors: demographic characteristics, job characteristics, loan characteristics and some factors inside the bank. The research results provide an empirical evidence for managers of Vietnam Bank for Social Policies to make appropriate lending decisions and policies to reduce credit risk.