Title: A STUDY ON CRITICAL ANALYSIS OF MUDRA YOJANA IN
Authors: Dr Anugrah Rohini Lall
Dr Anugrah Rohini Lall
Assistant Professor, Department of Humanities and Social Sciences,
Graphic Era University, Uttarakhand
MLA 8 Lall, Dr Anugrah Rohini. "A STUDY ON CRITICAL ANALYSIS OF MUDRA YOJANA IN UTTARAKHAND." Int. j. of Social Science and Economic Research, vol. 3, no. 7, July 2018, pp. 2863-2877, ijsser.org/more2018.php?id=196. Accessed 2018.
APA Lall, D. (2018, July). A STUDY ON CRITICAL ANALYSIS OF MUDRA YOJANA IN UTTARAKHAND. Int. j. of Social Science and Economic Research, 3(7), 2863-2877. Retrieved from ijsser.org/more2018.php?id=196
Chicago Lall, Dr Anugrah Rohini. "A STUDY ON CRITICAL ANALYSIS OF MUDRA YOJANA IN UTTARAKHAND." Int. j. of Social Science and Economic Research 3, no. 7 (July 2018), 2863-2877. Accessed , 2018. ijsser.org/more2018.php?id=196.
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www.managementjournal.in Volume 1; Issue 1; November 2017; Page No. 27-30
Abstract: Saving and investment are correlated. In this context Income generation plays a crucial role in
developing countries like India. Creation of Employment opportunities and self employment are
very important for Income generation. Hence, Role of micro finance to provide loans to start new
business or small business cannot be neglected. It is found that most of the people borrow loans
from unorganized sector. Financial inclusion through latest scheme would be instrumental to
bring economic change. Therefore to provide loans and refinance the businesses, Mudra yojana
is launched by the Government of India in 2015 for providing loans up to 10 lakh to the noncorporate,
non-farm small/micro enterprises. These loans are classified as MUDRA loans under
PMMY. The financial initiative taken in the form of MUDRA scheme will facilitate the micro
units and will be able to provide credits and funds to develop their small businesses. However ,
initial stages showed significant interest but slowed with years. The paper throws light on
performance of Scheme in India and also brings out the performance of the Mudra Yojana in
Uttarakhand. The analysis of different categories of schemes are done through trend forecasting.
The analysis reveals that people are getting encouraged to develop entrepreneurship by taking
initiative to start their own work. it reveals that performance of MUDRA yojana is successful
under Kishor and Tarun Categories whereas Shishu category has fallen because of which total
disbursement has all also dropped it will be useful to devise the program that cater to need of the
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