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Title: SMALL BATCH LOAN MANAGEMENT OF JANALAKSHMI FINANCIAL SERVICES LTD. IN WEST BENGAL
Authors: Samapti Goswami
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Samapti Goswami PTT of Prafullya Chandra College
MLA 8 Goswami, Samapti. "Small Batch Loan Management of Janalakshmi Financial Services Ltd. In West Bengal." Int. j. of Social Science and Economic Research, vol. 3, no. 7, July 2018, pp. 2978-2993, ijsser.org/more2018.php?id=204. Accessed 2018. APA Goswami, S. (2018, July). Small Batch Loan Management of Janalakshmi Financial Services Ltd. In West Bengal. Int. j. of Social Science and Economic Research, 3(7), 2978-2993. Retrieved from ijsser.org/more2018.php?id=204 Chicago Goswami, Samapti. "Small Batch Loan Management of Janalakshmi Financial Services Ltd. In West Bengal." Int. j. of Social Science and Economic Research 3, no. 7 (July 2018), 2978-2993. Accessed , 2018. ijsser.org/more2018.php?id=204.
References [1]. Press Notes on Poverty Estimates,2011-12 GOI Planning Commission July 2013. [2]. Web-Sites:www.Micro-Financeinfo.com/Micro-Financial Institutions. [3]. Financial Inclusion-Roll of Indian Banks in Reaching Out to the unbanked by Arihant Bhandawal. [4]. Charan Singh,Akanksha Mittal,Akshay Goenka,Cirigani Rahul promod goud,Karthik Ram,Rathi Vaibhav suresh,Ravi Chakraborty,Ritesh Garg,Ujjaval Kumar-Working Paper :474,Financial Inclusion in India. [5]. Handout On Small Batch Loan Product of Janalakshmi.
Abstract: Indian people are very depending in nature. India is remarkable on the ground of its Poverty ratio .According to Press Note on Poverty Estimates, 2011-12 GOI Planning Commission July 2013 Rural Poverty Ratio is 25.7%,Urban Poverty Ratio is 13.7% and in Total it is 21.9%, In case of West Bengal 22.52% of Rural Population are below Poverty line, 14.66% of Urban Population are below the Poverty Line.To Reduce this Scenario Indian Govt. as well as State Govt. has been taken many Measures out of Which one is Financial Inclusion, a technique to include the maximum head of Indian people (Rural & Urban) into the Bank Accounts. Today Micro-Finance Institutions have made a good step in creating Financial Inclusion, Among them Janalakshmi is famous in West-Bengal as well as in India. The Objective of this Paper is to Highlight the Small Batch Loan Management of Janalakshmi Financial Services Limited in West-Bengal also looking out the Respondent's nature for Small Batch Loan. To Fulfill this Objective , through a well Designed Structure Questionnaire 201 Respondents of Small Batch Loan are Surveyed , and many National and International Journal , Articles, Websites are considered followed by tables.It is notable that Janalakshmi at its utmost capacity level Successful to a Certain level for managing its Small Batch Loan.

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