International Journal of Social Science & Economic Research
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Title:
TREND AND OCCURRENCES OF NPA ON NIFTY INDEXED BANKS IN INDIA

Authors:
Dzomba Cosmas Lovejoy, Girish. S

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1Dzomba Cosmas Lovejoy, 2Girish. S
1. Research Scholar -Master of Commerce, Christ (Deemed to be University), Bangalore, India
2. Assistant professor and research supervisor, Department of Commerce, Christ (Deemed to be University) Bangalore, India

MLA 8
Lovejoy, Dzomba Cosmas, and Girish. S. "TREND AND OCCURRENCES OF NPA ON NIFTY INDEXED BANKS IN INDIA." Int. j. of Social Science and Economic Research, vol. 3, no. 7, July 2018, pp. 3539-3554, ijsser.org/more2018.php?id=247. Accessed July 2018.
APA
Lovejoy, D., & S, G. (2018, July). TREND AND OCCURRENCES OF NPA ON NIFTY INDEXED BANKS IN INDIA. Int. j. of Social Science and Economic Research, 3(7), 3539-3554. Retrieved from ijsser.org/more2018.php?id=247
Chicago
Lovejoy, Dzomba Cosmas, and Girish. S. "TREND AND OCCURRENCES OF NPA ON NIFTY INDEXED BANKS IN INDIA." Int. j. of Social Science and Economic Research 3, no. 7 (July 2018), 3539-3554. Accessed July, 2018. ijsser.org/more2018.php?id=247.

References
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Abstract:
The banking institution is one of the most significant financial intermediaries in any economy. NPA is one of the factor which is affecting the performance of banks in India. This study attempts to find out the trend and occurrences of Non-Performing Assets of Nifty indexed banks in India. The researcher has developed two hypotheses and these are studied with the help of correlation and T-test. There are a total of 12 banks which makes Nifty Bank Index as on 01/07/2018 and only 11 banks were considered for the study. This study is focusing onpostrecession period which covers the period of 2008-2018. The result shows that out of 11 banks, 10 banks shows a significant strong positive relationship between Net NPA and Total Assets(all Sig. vales are less than 0.05) and only one bank shows a negative relationship is not significant with a Sig value of more than 0.05. The NNPA's Signiant change depends on the bank's management abilities. The result also shows that PNB has the highest levels of NPA while Yes Bank has the lowest among the banks. In general, the study shows that the trend of NNPA to total assets is increasing. Measures such as the principles of safety, liquidity and profitabilityetc. has been suggested in order to reduce NPAs in the banking sector.