Title: THE INDIAN NBFC-MICROFINANCE INSTITUTIONS SECTOR: AN
ELEMENTARY EMPIRICAL STUDY
Authors: Bhagirath Baria, Priya Dubey
1*Bhagirath Baria, 2Priya Dubey
1. Research Scholar, Department of Business Economics, Faculty of Commerce,
The Maharaja Sayajirao University of Baroda, Vadodara, Gujarat. 2. UG Student, Department of Economics, Faculty of Arts,
The Maharaja Sayajirao University of Baroda, Vadodara, Gujarat *. Corresponding Author
MLA 8 Baria, Bhagirath, and Priya Dubey. "THE INDIAN NBFC-MICROFINANCE INSTITUTIONS SECTOR: AN ELEMENTARY EMPIRICAL STUDY." Int. j. of Social Science and Economic Research, vol. 3, no. 8, Aug. 2018, pp. 4378-4388, ijsser.org/more2018.php?id=308. Accessed Aug. 2018.
APA Baria, B., & Dubey, P. (2018, August). THE INDIAN NBFC-MICROFINANCE INSTITUTIONS SECTOR: AN ELEMENTARY EMPIRICAL STUDY. Int. j. of Social Science and Economic Research, 3(8), 4378-4388. Retrieved from ijsser.org/more2018.php?id=308
Chicago Baria, Bhagirath, and Priya Dubey. "THE INDIAN NBFC-MICROFINANCE INSTITUTIONS SECTOR: AN ELEMENTARY EMPIRICAL STUDY." Int. j. of Social Science and Economic Research 3, no. 8 (August 2018), 4378-4388. Accessed August, 2018. ijsser.org/more2018.php?id=308.
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Abstract: There are many challenges faced by the poor, developing and emerging countries across the
World. Along with the inequalities of wealth, expenditure, etc., a central problem affecting the
welfare and well-being of the populations of these countries has been that of poverty. Poverty is
a complex challenge for both policy makers and economic analysts. A major approach to
addressing the problem of poverty, among others, has been that of enabling access to reliable
financial resources for the poor through the divisibility of loans into small amounts which has
roughly been called microfinance. This paper tries to understand the broad trends and patterns in
the microfinance sector of India with a special emphasis on the Non-Banking Financial
Companies-Microfinance Institutions. It has been found that this sector occupies a significant
and noteworthy place in the Indian Microfinance and that the stock and flow movements
underlying this segment have evolved considerably in the very recent time period. Further, the
distribution of major micro-financial variables such as Average Clients, MFI Count, etc., across
different spaces such as regions, states, kinds of MFIs, etc. has also shown good amount
heterogeneity and seemingly some degree of skewness.
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