International Journal of Social Science & Economic Research
Submit Paper

Title:
THE ROLE AND IMPORTANCE OF COOPERATIVE BANKS IN THE FUNDING PROCESS OF AGRICULTURAL FARMS IN POLAND

Authors:
Tomasz Tuteja

|| ||

Tomasz Tuteja MSE
Vice President of the Board-Krakowski Bank Spoldzielczy/ Cooperative Bank of Cracow / 31-150 Krakow,
Rynek Kleparski 8, Poland

MLA 8
MNIF, Afef TRABELSI, and Tomasz Tuteja. "THE ROLE AND IMPORTANCE OF COOPERATIVE BANKS IN THE FUNDING PROCESS OF AGRICULTURAL FARMS IN POLAND." Int. j. of Social Science and Economic Research, vol. 3, no. 9, Sept. 2018, pp. 5295-5315, ijsser.org/more2018.php?id=366. Accessed Sept. 2018.
APA
MNIF, A., & Tuteja, T. (2018, September). THE ROLE AND IMPORTANCE OF COOPERATIVE BANKS IN THE FUNDING PROCESS OF AGRICULTURAL FARMS IN POLAND. Int. j. of Social Science and Economic Research, 3(9), 5295-5315. Retrieved from ijsser.org/more2018.php?id=366
Chicago
MNIF, A., & Tuteja, T. (2018, September). THE ROLE AND IMPORTANCE OF COOPERATIVE BANKS IN THE FUNDING PROCESS OF AGRICULTURAL FARMS IN POLAND. Int. j. of Social Science and Economic Research, 3(9), 5295-5315. Retrieved from ijsser.org/more2018.php?id=366

References
[1]. Koloszko-Chomentowska Z., Sieczko L. (2014), Agricultural farms as subjects in the national economy, "Economy and Management" vol. 6.
[2]. Czerwinska-Koral K. (2015), Quoad usum split of agricultural properties, Publishing House: C.H. Beck, Warsaw.
[3]. Czerwinska-Koral K. (2013), The notion of agricultural farm in the Civil Code - selected aspects, "Yearbooks of Administration and Law", No. 13,
[4]. Gniewek E., Machnikowski P. (2017), Civil Code. Comments, C.H. Beck, Warsaw. Source: Legalis.pl.
[5]. Zegar J.S. (2012), Contemporary challenges of agriculture, PWN Scientific Publisher, Warsaw.
[6]. Duczkowska-Piasecka M. (2009), Agricultural farm is also an enterprise - contribution to management [in:] Duczkowska-Malysz K., Szymecka A. (red.), On the difficult problems of global development of rural areas, food economy and agriculture, Warsaw School of Economics, Warsaw 2009.
[7]. Ziolkowska E. (ed.), (2017), Agriculture in 2016, Statistics Poland.
[8]. Urban S. (2008), Knowledge management at agricultural farms, "Studies and Materials", No. 14.
[9]. Brodawska-Szewczuk J. (2009), Funding sources for the development of small and medium-sized enterprises, "Scientific Sheets of Academy of Podlasie in Siedlce", No. 83.
[10]. Zegar J.S. (2008), Revenues in agriculture (methodology, status and trends), IERiGZ PIB, Warsaw.
[11]. Nogalski B., Karpacz J., Wojcik-Karpacz A. (2004), Functioning and development of small and medium-sized enterprises, Oficyna Wydawnicza, Bydgoszcz.
[12]. Deluga W. (2014), Selected aspects of financing of Polish agriculture within the European Union common agricultural policy, "Association of Agricultural and Agribusiness Economists. Scientific Yearbooks", vol. XVI, sheet 6.
[13]. Skowronek-Mielczarek A. (2005), Small and medium-sized enterprises. Funding sources, Ed. C.H. Beck, Warsaw.
[14]. Marcysiak A., Marcysiak A. (2009), Funding sources for current and investment activity of agricultural farms, "Scientific Sheets of SGGW in Warsaw. Problems of World Agriculture", No. 9 (24).
[15]. Zawadzka D. (2013), Credit in financial decisions of agricultural enterprises in Poland (with focus on entities in Central Pomorze), "Management and Finances", No. 2 (2).
[16]. Bien W. (2005), Management of enterprise finances, Ed. Difin, Warsaw.
[17]. Felczak T. (2015), Funding sources of the business of individual agricultural farms in the opinion of managers, "Scientific Sheets of the University of Szczecin: Finances, Financial Markets, Insurance, No. 74, vol. 2.
[18]. Filip P., Grzybek M., Bulwa S. (2014), Alternative forms of financing of Polish enterprises - importance and selection criteria, "Enterprises and Region". No. 6.
[19]. Bogusz M., Kielbasa B. (2014), Funding sources and types of investments in selected agritourism farms located in Polish Carpathian Mountains, "Problems of Small Agricultural Farms", No. 1.
[20]. Czerwinska-Kayzer D. (2002), Financing of investments in individual farms with preferential loans, "Yearbooks of Pozna? University of Life Sciences", CCCXLIII.
[21]. Siudek T. (2008), Impact of agricultural loans granted by cooperative banks on development of agriculture in Poland, "Scientific Sheets of the Warsaw University of Life Sciences - SGGW in Warsaw. Economics and Organisation of Food Economy", No. 66.
[22]. Wasilewski M, M?dra M (2009), Determinants affecting the financing levels of agricultural farms with external capital[in:] Ostaszewski J. (ed.), Dilemmas of structuring capital in enterprises, Oficyna Wydawnicza SGH, Warsaw.
[23]. Szambelanczyk J., Mielnik M. (2006), Assessment of effectiveness of cooperative banks in Poland in 1997 - 2003 (covering four areas of activity), "Safe Bank". No. 1 (30).
[24]. Szambelanczyk J., Mielnik M. (2006i), Problems of effectiveness of cooperative banks in Poland in consolidation processes [in:] Weclawski J. (ed.), Banking. Institutions, instruments and development strategies in the time of economic integration, Publishing House of the Maria Curie-Sklodowska University, Lublin.
[25]. Krzy?anowski A., Zak?adka na sprzezaj in Pabianice as a contribution to the history of peasant lending in the 18th century, UJ print house 41/2015/99.
[26]. Jezierski J., Leszczynska C. (2003), , Poland's Economic History, Publishing House Key Text, Warsaw.
[27]. Skrobot J., Cyganik H. (1999), 100 years of Krakow Cooperative Bank, Abrys, Krakow.
[28]. Bienkowski A. (2003), Development directions of cooperative banking in Poland, "Scientific Sheets of the Scientific Society in Ostroleka, vol. 17.
[29]. Garbowski M., Skorwider J. (2012), Roles of cooperative banks in financing the development of rural areas, "Acta Sci. Pol., Administratio Locorum" No. 11 (2).
[30]. Golec M.M., Kulig A. (2015), Mutual competition of cooperative banks and cooperative savings and credit unions on the basis of location of outlets, "Annales Universitatis Mariae Curie-Sklodowska. Lublin-Polonia. Sectio H" vol. XLIX, No. 4.
[31]. Kot-Zacharuk A., (2011), Transformations in Poland's cooperative banking in the opinion of managers of cooperative banks, "Scientific Sheets of SGGW in Warsaw. Economics and Organisation of Food Economy", No. 88.
[32]. Szambelanczyk J. (2012), Professionalism problem of HR management versus the diagnosis of the economic and financial condition of cooperative banks, SGB Guide.
[33]. Kata R. (2010), Importance of local banks in farmers' access to bank loans, "Yearbooks of Agricultural Sciences. Series G" vol. 97, sheet 4.
[34]. Krupa M., Witkowicz R., Jacyk G. (2016), Production profitability of ecological farms involved in Polish FADN, "Fragm. Agron." No. 33 (3).
[35]. Wrzaszcz W. (2012), Factors with impact on equilibrium of agricultural farms, "Journal of Agribusiness and Rural Development". No. 2 (24).
[36]. Misztal A. (2015), Profitability analysis of commodity industry companies - Index WIG20, "Financial Sciences"., No. 2 (23).
[37]. Skarzynska (ed.) (2006), Production, costs and direct surplus of selected agricultural products in 2005, Institute of Agricultural and Food Economics. National Research Institute, Warsaw.
[38]. Golebiowski G., Tlaczala A. (2009), Financial analysis in theory and in practice, Difin, Warsaw.
[39]. Encyclopaedia of Gazeta Prawna, http://finansopedia.forsal.pl/encyklopedia/inne/hasla/912220,wskaznik-zadluzeniadlugoterminowego.html [download of: 09.11.2017].
[40]. Nowak A., Doma?ska K. (2014), Changes to profitability of agricultural farms in Poland versus the European Union, "Scientific Yearbooks of Agricultural Economics and Development of Rural Areas", vol. 101, sheet 1.

Abstract:
Cooperative banks perform very important role in the process of finance all the investment activities and projects undertaken by farmers. Farms are now complex companies focused on product development and income generation. The use of preferential loans by cooperative banks improves the productive and economic efficiency of their farms, allowing them to develop in competitive market conditions.

IJSSER is Member of