Title: NON-PERFORMING ASSETS (NPAS) IN THE INDIAN BANKING
SYSTEM: UNVEILING THE FACTUAL ANECDOTE
Authors: Dr. Rashmita Barua
Dr. Rashmita Barua
Assistant Professor (Stage 2), Dept. of Commerce and Management, School of Technology,
Assam Don Bosco University, Airport Road, Azara, Guwahati-781017, Assam.
MLA 8 Barua, Dr. Rashmita. "NON-PERFORMING ASSETS (NPAS) IN THE INDIAN BANKING SYSTEM: UNVEILING THE FACTUAL ANECDOTE." Int. j. of Social Science and Economic Research, vol. 3, no. 10, Oct. 2018, pp. 5476-5489, ijsser.org/more2018.php?id=382. Accessed Oct. 2018.
APA Barua, D. (2018, October). NON-PERFORMING ASSETS (NPAS) IN THE INDIAN BANKING SYSTEM: UNVEILING THE FACTUAL ANECDOTE. Int. j. of Social Science and Economic Research, 3(10), 5476-5489. Retrieved from ijsser.org/more2018.php?id=382
Chicago Barua, Dr. Rashmita. "NON-PERFORMING ASSETS (NPAS) IN THE INDIAN BANKING SYSTEM: UNVEILING THE FACTUAL ANECDOTE." Int. j. of Social Science and Economic Research 3, no. 10 (October 2018), 5476-5489. Accessed October, 2018. ijsser.org/more2018.php?id=382.
References . Balasubramaniam, C. (2002). Non-Performing Assets and profitability of commericla
banks in India: Assessment and Emerging Issues. Abhinal Journal.
. D.Veena, G. P. (2011). NPA Reduction Strategies for Commercial Banks in India.
. Goyal, K. (2010). Empirical Study of Non-Performing Assets Management of Indian
Public Sector Banks. APJRBM.
. Kaveri, V. S. (2001). Prevention of NPAs - Suggested Strategies. IBA Bulletin.
. Kumar, P. (2013). A Comparative Study of NPA of Old and Private Sector Banks and
Foreign Banks. Research Journal of Management Sciences, 38-40.
. Lokhare, S. M. (2014). Re-emerging Stress in the Asset Quality of Indian Banks: MacroFinancial
Linkages. RBI Working Paper.
. Murthy, C. (2000). Branch level management of Non-Performing Assets. Vinimaya, pp.
. Pasricha, H. K. (2004). Management of NPAs in Public Sector Banks. Indian Journal of
. Rai, K. (2012). Study on Performance of NPAs of Indian Commercial Banks. Asian
Journal of Research in Banking and Finance.
. Singh, A. (2013). Performance of Non-Performing Assets (NPAs) in Indian Commercial
Banks. International Journal of Marketing, Financial Services and Management
. Singh, J. (2013). Recovery of NPAs in Indian Commercial Banks. International Journal
of Transformation in Business.
. Singh, K. K. (2011). Non-Performing Assets of Public and Private Sector Banks: A
Comparative Study. South Asian Journal of Marketing and Management Research.
. (2015-16). Trend and Progress of Banking in India. RBI Report.
. (2015). Unmasking India's NPA issues - Can the banking sector overcome this phase?
Fraud Investigation and Dispute Services.
. Vashishth, I. R. (2002). Non-Performing Loans of PSU Banks - Some Panel Results.
Economics and Political Weekly, pp. 429-435.
. Yadav, S. (2014). NPAs - Rising Trends and Preventive Measuresin Indian Banking
Sectors. International Journal of Advanced Research in Computer Science and
Abstract: The Non-Performing Asset (NPA) emerges from a bank's assets in the form of loans, advances
and investments. When an asset fails to create the projected income it becomes a NPA. The
concept of NPA in India was introduced by RBI to reflect bank's actual financial health in its
balance sheet. Provisioning for NPAs have more than doubled, which has led to a whopping 60
per cent decline in net profits for the SCBs. The aggregate increase in NPAs have almost reached
to 47 per cent between March 2015 and March 2017. The present analysis deals with the current
status of NPAs accruing across all SCBs in India, root causes of growing NPAs and suggest
ways of minimizing its effect on the economy. In order to analyze the NPA factor and NPA
based performance of the banks, Gross NPA% (GNPA), Net NPA% (NNPA) in terms of Gross
Advances, Net Advances, Growth % of Gross Advances and growth % of Gross NPAs have
been calculated. These ratios of the banks have been analyzed further through CAGR and
The International Journal of Social Science and Economic Research Inviting Papers/Articles for Current Issue Volume 4 No. 03 March 2019.
Submit your Paper through Online Submission System. Authors also can Send Paper to email@example.com ....... IF of IJSSER is 2.173 UGC Approved (Journal No. 63200) Editor in Chief IJSSER