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Title: PMJDY AND URBAN POOR: WITH SPECIAL REFERENCE TO ALLAHABAD
Authors: Dr ANUPAMA
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Dr ANUPAMA Department Of Economics, University of Allahabad
MLA 8 Dr ANUPAMA. "PMJDY AND URBAN POOR: WITH SPECIAL REFERENCE TO ALLAHABAD." Int. j. of Social Science and Economic Research, vol. 3, no. 12, Dec. 2018, pp. 7510-7517, ijsser.org/more2018.php?id=548. Accessed Dec. 2018. APA 6 Dr ANUPAMA. (2018, December). PMJDY AND URBAN POOR: WITH SPECIAL REFERENCE TO ALLAHABAD. Int. j. of Social Science and Economic Research, 3(12), 7510-7517. Retrieved from ijsser.org/more2018.php?id=548 Chicago Dr ANUPAMA. "PMJDY AND URBAN POOR: WITH SPECIAL REFERENCE TO ALLAHABAD." Int. j. of Social Science and Economic Research 3, no. 12 (December 2018), 7510-7517. Accessed December, 2018. ijsser.org/more2018.php?id=548.
References [1]. Financial Inclusion and Financial Stability: Are they two sides of the same coin: Speech by H.R. Khan, Deputy Governor of RBI at BANCON, 14. Nov. 2011, RBI Monthly Bulletin, March 2011, P.P.544.55. [2]. The Hindu, dated 19.Octobe. 2014. [3]. Sarma M & Paris J(2008), “Financial Inclusion and Development: Across country analysis, HDCA, New Delhi, 10-13 Sept. 2008” [4]. Shetty S.L, Deokar K(2014), “Financial inclusion: Difference between the government and RBI”, Economic and political weekly, 30 Aug 2014, Vol XLIX. [5]. Dr.G.H.Barhate & Ms V.R.Jagtap, “ Pradhan Mantri Jan Dhan Yojana: National Mission” Indian Journal of Applied Research, Volume : 4 \| Issue : 12 \| Dec 2014 \| ISSN - 2249- 555Xpp 341-343. [6]. Dr. Anupam Sharma and Ms. Sushmita Kukereja (2013) “An Analytical study: Relevance of Financial Inclusion for Developing nations”, International Journal of Engineering and Science, PP15-20.
Abstract: There can be few ways to get success and many reasons of failure. But lamentably, human being has the tendency to exaggerate success and read failures as ‘gaps’. The same thing has happened with the ‘planning’ of our country, which is accompanied through five year planning pattern. How the circumstances of different sectors is envisage, conceptualized and planned can be best understood through the Five Year Plans (FYPs) of India, which gives an report of the post independence development of the country. After every 5 years the nation gets busy in drafting a plan for next five years but how much time do we devote to analyze the so called ‘gaps’ (if not failures). We try to fill those gaps through remedial measures which really do not emerge from in-depth analysis of gaps in the previous plan, which can occur either at the juncture of planning or during implementation. With the advent of new government in 2014, new aspiration has been started taking shape in the form of policy and planning. The planning has come with an innovative scheme to open an account for all who are devoid of financial inclusion. Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched on 28th August, 2014, for Inclusive growth and democracy. Removal of rural & urban poverty is the two sides of the same coin. Elimination of poverty is achievable. I look the glass being half full and not half empty. In this report we have tried to analyze the impact of PMJDY account on urban poor specially for Allahabad district (Allahpur). This report has been devided in two section, first section includes introduction, explanation of PMJDY, review literature, objective of the study, hypothesis and research methodology. The second par comprises major findings of survey and analysis, conclusion and suggestions.

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