International Journal of Social Science & Economic Research
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Title:
DIFFUSION INNOVATION AT FINANCIAL TECHNOLOGY AND CYBER LAW IN INDONESIA

Authors:
Magdalena Lestari GINTING, Rehnalemken GINTING, I Gusti Ayu Ketut Rachmi HANDAYANI

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1Magdalena Lestari GINTING, 2Rehnalemken GINTING, 3 I Gusti Ayu Ketut Rachmi HANDAYANI
1Department of Applied Communication Science, Faculty of Social and Political Science, Pelita Harapan University, Indonesia
2,3Department of Criminal Law, Faculty of Law, Sebelas Maret University, Indonesia

MLA 8
GINTING, Magdalena Lestari, et al. "DIFFUSION INNOVATION AT FINANCIAL TECHNOLOGY AND CYBER LAW IN INDONESIA." Int. j. of Social Science and Economic Research, vol. 3, no. 3, Mar. 2018, pp. 959-970, ijsser.org/more2018.php?id=68. Accessed 2018.
APA
GINTING, M., GINTING, R., & HANDAYANI, I. R. (2018, March). DIFFUSION INNOVATION AT FINANCIAL TECHNOLOGY AND CYBER LAW IN INDONESIA. Int. j. of Social Science and Economic Research, 3(3), 959-970. Retrieved from ijsser.org/more2018.php?id=68
Chicago
GINTING, Magdalena Lestari, Rehnalemken GINTING, and I Gusti Ayu Ketut R. HANDAYANI. "DIFFUSION INNOVATION AT FINANCIAL TECHNOLOGY AND CYBER LAW IN INDONESIA." Int. j. of Social Science and Economic Research 3, no. 3 (March 2018), 959-970. Accessed , 2018. ijsser.org/more2018.php?id=68.

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Abstract:
Technologies come in various way nowadays in finance sector and become a disruption in banking with all the good things to offer. Positive impact can be recognize when taking a look at ATM machine from the operational cost which always consume 16 billion each month. By using the financial technology it can be eliminated. The government runs its role by conducting non-cash transaction campaign in many public sectors. The second pillar of development which is private sector also conducting the movement by provide the services of fin tech, e-commerce, attach, and big data. One of the private sector that is campaigning is AMARTHA, a financial technology platform that serves as a bank many various of transaction. This research shows how an innovation happen and diffused in society -in this case AMARTHA's diffusion innovation; an also the role of law in protecting the consumer from the possible impact of financial technology implementation.

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