IJSSER

Title: NON-PERFORMING ASSETS-A STUDY OF PUNJAB NATIONAL BANK
Authors: SUMAN DEVI
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SUMAN DEVI Assistant Professor, Department of Commerce, SUSN College, Matak Majri, Haryana
MLA 8 Devi, Suman. "NON-PERFORMING ASSETS-A STUDY OF PUNJAB NATIONAL BANK." Int. j. of Social Science and Economic Research, vol. 4, no. 3, Mar. 2019, pp. 2103-2111, ijsser.org/more2019.php?id=154. Accessed Mar. 2019. APA Devi, S. (2019, March). NON-PERFORMING ASSETS-A STUDY OF PUNJAB NATIONAL BANK. Int. j. of Social Science and Economic Research, 4(3), 2103-2111. Retrieved from ijsser.org/more2019.php?id=154 Chicago Devi, Suman. "NON-PERFORMING ASSETS-A STUDY OF PUNJAB NATIONAL BANK." Int. j. of Social Science and Economic Research 4, no. 3 (March 2019), 2103-2111. Accessed March, 2019. ijsser.org/more2019.php?id=154.
References [1]. Karma Deepa, Samir. "A Comparative Analysis of Non-Performing Assets (NPA) of Selected Banks in India, International Journal of Management, Vol.3, No.1, June 2013. [2]. Ganesan D., Santhana Krishan R. "Non Performing Assets: A Study of State Bank of India" Asia Pacific Journal of research, Vol.1, Issue: x, October 2013. [3]. Joseph Lynn, Prakash M. "A Study on Analyzing the Trend Of NPA level in Private Sector Banks and Public Sector Banks" International Journal of Scientific and Research Publications, Vol. 4, Issue 7, July 2014. [4]. K T Srinivas " A Study on Non-Performing Assets of Commercial Banks in India" International Monthly Journal of Research in Management &Technology, Vol.11, December 2013,ISSN 2320-0073. [5]. Selvarajan B , Vadivalagan G. "A Study on Management of Non Performing Assets in Priority Sector reference to Indian Bank and Public Sector Banks (PSBs), Global Journal of Management and Business Research, Vol. 13, Issue 1, 2013, ISSN: 2249-4588. [6]. Narula Sonia & Singla Monika "Empirical Study on Non Performing Assets of Banks" International Journal of Advance Research in Computer Science and Management Studies, Vol.2, Issue 1, January 2014, ISSN: 2321-7782. [7]. Annual reports of Punjab National Bank.
Abstract: The main objective of commercial banking operations are to generate profits and make contribution to growth process of the country. A healthy and sound banking system is necessary for the growth of an economy. The level of NPAs is the best indicator of the healthy position of a banking system. NPAs adversely affect the profitability, liquidity and creditability of a bank. Higher NPAs indicate the inefficiency of management of banks while the lower level of NPAs indicates the best performance of management in a bank. This paper analyses the position of NPAs in PNB and give some suggestions how to overcome the position NPA in banks. This paper also highlights the impact of NPA.

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