Title: THE IMPACT OF MICROFINANCE ON THE EMPOWERMENT
OF RURAL WOMEN INDIA
Authors: Dr. Abbanapuri Yakaiah (PDF)
Dr. Abbanapuri Yakaiah (PDF)
Doctoral Fellow, Kakatiya University, Warangal, Telangana
MLA 8 Yakaiah, Dr. Abbanapuri. "THE IMPACT OF MICROFINANCE ON THE EMPOWERMENT OF RURAL WOMEN INDIA." Int. j. of Social Science and Economic Research, vol. 4, no. 4, Apr. 2019, pp. 2986-2994, ijsser.org/more2019.php?id=222. Accessed Apr. 2019.
APA Yakaiah, D. (2019, April). THE IMPACT OF MICROFINANCE ON THE EMPOWERMENT OF RURAL WOMEN INDIA. Int. j. of Social Science and Economic Research, 4(4), 2986-2994. Retrieved from ijsser.org/more2019.php?id=222
Chicago Yakaiah, Dr. Abbanapuri. "THE IMPACT OF MICROFINANCE ON THE EMPOWERMENT OF RURAL WOMEN INDIA." Int. j. of Social Science and Economic Research 4, no. 4 (April 2019), 2986-2994. Accessed April, 2019. ijsser.org/more2019.php?id=222.
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Abstract: The main objective of microfinance scheme or programme is to provide opportunity for the poor
to access financial services in order to engage in income generating activities. This as it were,
would lead to economic empowerment of the poor women who are deprived of the paid jobs.
However, there has been a debate in recent times on whether these MFIs really provide the
opportunity for women who forms majority of the poor all over the world to assess financial
services thereby improving their welfare. The study therefore sought to assess whether products
of MFIs have really contributed to the growth or otherwise of women entrepreneurs thereby
empowering them economically. Simple random sampling techniques were employed in
selecting the sample. The main research instruments used in the study were structured
questionnaire and interview. The study revealed that even though MFIs have to some extent
empowered rural women economically, its full benefit is yet to be realized by these women due
to its high interest rate, inflexible payment schedule, group formation etc. Microfinance, the
provision of financial services to the poor in a sustainable manner, utilizes credit, savings and
other products such as micro insurance to help families take advantage of income-generating
activities and better cope with risk.
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