Title: PREDICTION OF BANKRUPTCY AMONG PRIVATE AND
PUBLIC BANKS IN INDIA
Authors: Swetha Mathews,
Jeenu Jacob, Tania Joseph, Dr. G. Vincent
|| ||
1Swetha Mathews, 2
Jeenu Jacob, 3Tania Joseph, 4Dr. G. Vincent 1,2,3. Research Scholar, CHRIST (Deemed to be University) 4. Assistant Professor, Department of Commerce, CHRIST (Deemed to be University),
Hosur Road, Bangalore- 560029
MLA 8 Mathews, Swetha, et al. "PREDICTION OF BANKRUPTCY AMONG PRIVATE AND PUBLIC BANKS IN INDIA." Int. j. of Social Science and Economic Research, vol. 4, no. 5, May 2019, pp. 3510-3523, ijsser.org/more2019.php?id=263. Accessed May 2019.
APA Mathews, S., Jacob, J., Joseph, T., & Vincent, D. (2019, May). PREDICTION OF BANKRUPTCY AMONG PRIVATE AND PUBLIC BANKS IN INDIA. Int. j. of Social Science and Economic Research, 4(5), 3510-3523. Retrieved from ijsser.org/more2019.php?id=263
Chicago Mathews, Swetha, Jeenu Jacob, Tania Joseph, and Dr. G. Vincent. "PREDICTION OF BANKRUPTCY AMONG PRIVATE AND PUBLIC BANKS IN INDIA." Int. j. of Social Science and Economic Research 4, no. 5 (May 2019), 3510-3523. Accessed May, 2019. ijsser.org/more2019.php?id=263.
References [1]. (n.d.). Retrieved from https://strategiccfo.com/z-score-model/
[2]. (n.d.). Retrieved from https://www.thebetterindia.com/123705/deposits-bank-bankrupt-sbi/
[3]. (n.d.). Retrieved from https://economictimes.indiatimes.com/industry/banking/finance/banking/public-sector-banking-mess-is-here-to-stay-and-this-is-why/articleshow/63274984.cms
[4]. Abbas, D. M. (2015). Companies Bankruptcy Prediction by Using Altman Models and Comparing Them . Research Journal of Finance and Accounting , 2, 15-17.
[5]. Alaminos, D. A. ( 2016). A global model for bankruptcy prediction.
[6]. Altman. (1988). The prediction of corporate bankruptcy: A discriminant analysis.
[7]. Altman, E. I. (1968). Financial ratios, discriminant analysis and the prediction of corporate bankruptcy. The journal of finance.
[8]. Altman, E. I.?D. ( 2017). Financial Distress Prediction in an International Context: a Review and Empirical Analysis of Altman's Z?Score Model. Journal of International Financial Management & Accounting.
[9]. Altman, E. I.-D. (2014). Distressed firm and bankruptcy prediction in an international context: A review and empirical analysis of Altman's Z-score model.
[10]. Atiya, A. F. ( 2001). Bankruptcy prediction for credit risk using neural networks: A survey and new results. IEEE Transactions on neural networks, 929-935.
[11]. Beaver, W. H. (1966). Financial Ratios As Predictors of Failure. Journal of Accounting Research. 71-111.
[12]. business today. (n.d.). Retrieved from https://www.businesstoday.in/top-story/remaining-8-banks-to-be-out-of-pca-framework-soon-says-finance-minister-goyal/story/315935.html
[13]. business today. (n.d.). Retrieved from https://www.businesstoday.in/sectors/banks/bank-npas-450-percent-icici-bank-hdfc-axis-yes-bank-bad-loans-rbi/story/277356.html
[14]. Cambridge Dictionary. (n.d.). Retrieved from https://dictionary.cambridge.org/dictionary/english/bankruptcy
[15]. Charalambous, C. C. (2000). Comparative analysis of artificial neural network models: Application in bankruptcy prediction. .
[16]. Chaudhary, K. &. (2011). Performance of Indian public sector banks and private sector banks: A comparative study. International journal of innovation, management and technology.
[17]. Dambolena, I. G. (1988). Primary rule for detecting bankruptcy: Watch the cash. Financial Analysts Journal .
[18]. economic times. (n.d.). Retrieved from https://economictimes.indiatimes.com/markets/stocks/news/swap-ratio-announced-for-bob-vijaya-dena-bank-merger/articleshow/67349528.cms
[19]. economic times. (n.d.). Retrieved from https://economictimes.indiatimes.com/definition/bankruptcy
[20]. economic times. (n.d.). Retrieved from https://economictimes.indiatimes.com/industry/banking/finance/banking/meet-indias-best-bank-the-indian-bank/articleshow/65180242.cms
[21]. Eidleman, G. J. ( 1995). Z scores-A Guide to failure prediction. The CPA Journa.
[22]. Jodi L. Bellovary, D. E. ( 2007). A Review of Bankruptcy Prediction Studies: 1930 to Present . Journal of Financial education.
[23]. Kleinert, M. K. (2014). Comparison of accounting-based bankruptcy prediction.
[24]. Mohammed, S. (2016). Bankruptcy Prediction by Using the Altman Z-score Model in Oman: A Case Study of Raysut Cement Company SAOG and its subsidiaries. Australasian Accounting, Business and Finance Journal, 70-80.
[25]. money control. (n.d.). Retrieved from https://www.moneycontrol.com/news/business/asset-quality-outlook-stable-npas-down-yes-bank-3003511.html
[26]. Moneycontrol. (n.d.). Retrieved from https://www.moneycontrol.com/stocks/marketinfo/netprofit/bse/banks-private-sector.html,https://www.moneycontrol.com/stocks/marketinfo/netprofit/bse/banks-public-sector.html
[27]. Provost, F. &. ( 2013). Data science and its relationship to big data and data-driven decision making.
[28]. Ready Ratios. (n.d.). Retrieved from Ready ratios reference analaysis: https://www.readyratios.com/reference/analysis/altman_z_score.html
[29]. Sajjan, P. R. (2016). PREDICTING BANKRUPTCY OF SELECTED FIRMS BY APPLYING ALTMAN'S Z-SCORE MODEL . International journal of research- Granthaalyah.
[30]. Siddiqui, S. A. ( 2012). Business bankruptcy prediction models: A significant study of the Altman's Z-score model.
[31]. the balance mb. (n.d.). Retrieved from https://www.thebalancesmb.com/what-is-business-bankruptcy-393017
[32]. wikipedia. (n.d.). Retrieved from https://en.wikipedia.org/wiki/List_of_banks_acquired_or_bankrupted_during_the_Great_Recession
Abstract: Edward I. Altman is the mastermind behind the Z-score models to predict bankruptcy. It was in
1983 that Altman changed the univariate model to the Z-Score model with the support of
Multiple-discriminant analysis (MDA). This research tests the financial ratios for the past 3 years
of top 5 private and public sector banks in India, to predict bankruptcy with Altman's model. The
study discovers banks to be pigeonholed to grey or distress zoned and further observed that
private banks outweigh public banks.
The International Journal of Social Science and Economic Research Inviting Papers/Articles for Upcoming Issue Volume 9 No. 11 November 2024.
Submit your Paper through Online Submission System. Authors also can Send Paper to
submit@ijsser.org If you need any help contact us +91-9753980183