Title: A STUDY ON THE CONSOLIDATION AND MERGER OF PUBLIC SECTOR
BANKS (PSB) IN INDIA: ISSUES AND CHALLENGES
Authors: Praveen S Kambar
Praveen S Kambar Employees State Insurance Corporation, Ministry of Labour and Employment,
Govt. of India, Regional office, Bengaluru, Karnataka.
MLA 8 Kambar, Praveen S. "A STUDY ON THE CONSOLIDATION AND MERGER OF PUBLIC SECTOR BANKS (PSB) IN INDIA: ISSUES AND CHALLENGES." Int. j. of Social Science and Economic Research, vol. 4, no. 6, June 2019, pp. 4326-4334, ijsser.org/more2019.php?id=331. Accessed June 2019.
APA Kambar, P. (2019, June). A STUDY ON THE CONSOLIDATION AND MERGER OF PUBLIC SECTOR BANKS (PSB) IN INDIA: ISSUES AND CHALLENGES. Int. j. of Social Science and Economic Research, 4(6), 4326-4334. Retrieved from ijsser.org/more2019.php?id=331
Chicago Kambar, Praveen S. "A STUDY ON THE CONSOLIDATION AND MERGER OF PUBLIC SECTOR BANKS (PSB) IN INDIA: ISSUES AND CHALLENGES." Int. j. of Social Science and Economic Research 4, no. 6 (June 2019), 4326-4334. Accessed June, 2019. ijsser.org/more2019.php?id=331.
References Research Papers . A. N. Tamragundi, Devarajappa S (2016), 'Impact of mergers on Indian Banking Sector: A comparative
study of Public and Private Sector merged Banks', Acme Intellects International Journal of Research in
Management, Social Sciences & Technology, ISSN 2320 - 2939 (Print) 2320-2793 (Online) Vol- 13 No.
13 Jan 2016.
. Jayashree R Kotnal (2016), 'The economic impact of merger and acquisition on profitability of SBI', ISSN
Online: 2394-5869, Impact Factor: 5.2 IJAR 2016; 2(7): 810-818 www.allresearchjournal.com
. Jyoti H. Lahoti (2016), 'An Experiential Study of Mergers And Acquisitions in Indian Banking Sector',
PARIPEX - INDIAN JOURNAL OF RESEARCH Volume: 5 | Issue: 4 | April 2016 ISSN - 2250-1991 | IF
: 5.215 | IC Value : 77.65 pg: 398-400.
. Gurbaksh Singh, Sunil Gupta (2015), 'AN IMPACT OF MERGERS AND ACQUISITIONS ON
PRODUCTIVITY AND PROFITABILITY OF CONSOLIDATION BANKING SECTOR IN INDIA', Volume
4, Issue 9 (September, 2015) Online ISSN- 2320-0073.
. Prashanta Athma, A. Bhavani (2012), 'Mergers in Banking Sector in India: An Analysis of Pre & Post
Merger Performance of sbi & HDFC Bank', IOSR Journal of Business and Management (IOSR-JBM) eISSN: 2278-487X, p-ISSN: 2319
-7668 PP 07-16.
. Ali Awdeh Chawki EL-Moussawi, 2011. 'Analysing the Motives and the Outcomes of Bank
Mergers' Middle Eastern Finance and Economics, ISSN: 1450-2889, Issue 15
. M Jayadev, Rudra Sensarma (2007), 'Mergers in Indian Banking: An Analysis'
https://www.researchgate.net > publication.
Online sources . POSITIVE AND NEGATIVE IMPLICATIONS AND CONSEQUENCES OF MERGERS >
www.allbankingsolutions.com > Articles 14-Jul-2014.
. Public sector banks merger could help banking system: Urjit Patel
www.thehindubusinessline.com > 25-Apr-2017.
. How the Bank of Baroda, Vijaya Bank and Dena Bank merger will impact you
https://economictimes.indiatimes.com > ...15-Oct-2018 ·
. Government s considering merger of 4 public sector banks: Reports www.moneycontrol.com/businessnews.jun-4, 2018
. Cabinet approves merger of Vijaya Bank, Dena Bank with Bank of Baroda
https://www.businesstoday.in > jan 2, 2019
. Bank merger news - Livemint > https://www.livemint > Keyboard > bank merger.
Abstract: Indian economy is known for its perseverance, over the years it has faced continuous fluctuation, global
economic depressions, and recent reforms of the government with ease. The Banking sector is considered
as the lifeline of an economy. The Indian banking sector has its own reputation in the international level
for maintaining its stability, even though the global economic environment and the emerging trends in
financial sector pose challenges. There are many public sector banks in India; given this, consolidation
and merger is a good idea in principle. The merger will help the banks to improve operational efficiency
and customer services; this would involve synergies in the branch network, low-cost deposits and
subsidiaries. But consolidation and merging of banks is not an easy task, because these are not normal
times and with many public sector banks in distress and facing precarious situation. It is a challenging
situation for the Government to identify stressed banks and motivate them to merge with a larger entity.
In this research paper the author has tried to examine the scope, implications and drawbacks of the merger
process, and also to identify the major challenges and consequences in its way.
The International Journal of Social Science and Economic Research Inviting Papers/Articles for Current Issue Volume 4 No. 9 September 2019.
Submit your Paper through Online Submission System. Authors also can Send Paper to firstname.lastname@example.org ....... Editor in Chief IJSSER