International Journal of Social Science & Economic Research
Submit Paper

Title:
FINANCIAL STRENGTH OF SELECT PUBLIC AND PRIVATE SECTOR BANKS IN INDIA: A CAMEL MODEL APPROACH

Authors:
Dr. P. Chengalrayulu, Dr. A. Nagaraju, Prof. K. Ramakrishnaiah

|| ||

*Dr. P. Chengalrayulu, **Dr. A. Nagaraju, ***Prof. K. Ramakrishnaiah
*. Department of Commerce, S.V.U College of CM&CS, Sri Venkateswara University, Tirupati-517502, A.P.
**. Lecturer in Commerce, Department of Commerce, Govt. College for Men (A), Kadapa-516002, A.P.
***. Dean, College Development Council (CDC), Department of Commerce, S.V.U College of CM&CS, Sri Venkateswara University, Tirupati-517502, A.P.

MLA 8
Chengalrayulu, Dr. P., et al. "FINANCIAL STRENGTH OF SELECT PUBLIC AND PRIVATE SECTOR BANKS IN INDIA: A CAMEL MODEL APPROACH." Int. j. of Social Science and Economic Research, vol. 4, no. 6, June 2019, pp. 4335-4351, ijsser.org/more2019.php?id=332. Accessed June 2019.
APA
Chengalrayulu, D., Nagaraju, D., & Ramakrishnaiah, P. (2019, June). FINANCIAL STRENGTH OF SELECT PUBLIC AND PRIVATE SECTOR BANKS IN INDIA: A CAMEL MODEL APPROACH. Int. j. of Social Science and Economic Research, 4(6), 4335-4351. Retrieved from ijsser.org/more2019.php?id=332
Chicago
Chengalrayulu, Dr. P., Dr. A. Nagaraju, and Prof. K. Ramakrishnaiah. "FINANCIAL STRENGTH OF SELECT PUBLIC AND PRIVATE SECTOR BANKS IN INDIA: A CAMEL MODEL APPROACH." Int. j. of Social Science and Economic Research 4, no. 6 (June 2019), 4335-4351. Accessed June, 2019. ijsser.org/more2019.php?id=332.

References
[1]. Jayanta Kumar Nandi, (2013) "Comparative Performance Analysis of Select Public and Private Sector Banks in India: An Application of CAMEL Model", The Journal of Institute of Public Enterprise, Vol. 36, No. 3 & 4, Pp.1-12.
[2]. Sneha S. Shukla (2015), "Analyzing Financial Strength of Public and Private Sector Banks: A CAMEL Approach", Pacific Business Review International, Vol. 7, Issue 8, February, Pp.44-50.
[3]. Hari Krishna Karri, Kishore Meghani & Bharti Meghani Mishra (2015), "A Comparative Study on Financial Performance of Public Sector Banks in India: An Analysis on CAMEL Model", Arabian Journal of Business and Management Review, Vol. 4, No.8, March, Pp.18-34.
[4]. Harsh Vineet Kaur (2016), "Analysis of Banks in India-A CAMEL Approach" Global Business Review, Pp.257-280.

Abstract:
The economic development and financial growth of a country critically depends upon the financial strength of its banks. The Indian banking sector has been the backbone of the Indian economy over the past few decades, helping it to survive from various national and worldwide economic shocks and meltdowns. The objectives of the present study are to assess the financial strength of select public and private sector banks in India by using CAMEL model and to measure the comparative analysis of select public and private sector banks in India by using Composite Ranking Method. The period of study is covered for 5 years i.e., from 2012-13 to 2016-17. It is found that capital adequacy parameter of HDFC Bank is at the top position, while that of the ICICI Bank is at the lowest rank. While the asset quality parameter of Axis Bank is at the top rank, SBI held the lowest rank in this regard. ICICI Bank, Bank of India and SBI need to improve their position with regard to Capital adequacy and asset quality. While SBI and Bank of India need to improve their position with regard to Management Efficiency and Earning Quality Axis Bank is needed to improve its position of Liquidity. It is concluded that the Public Sector Banks and Private Sector Banks to adopt all such measures which can be applied to reduce the value of NPA in order to increase the profitability and efficiency.