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Title: MICRO-FINANCE, SELF HELP GROUPS AND WOMEN EMPOWERMENT IN HIMACHAL PRADESH: A STUDY OF LOW HILL ZONE
Authors: Ajay Kumar
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Ajay Kumar Assistant prof, Department of Economics, Govt. Degree College Dhaneta (HP)
MLA 8 Kumar, Ajay. "MICRO-FINANCE, SELF HELP GROUPS AND WOMEN EMPOWERMENT IN HIMACHAL PRADESH: A STUDY OF LOW HILL ZONE." Int. j. of Social Science and Economic Research, vol. 5, no. 11, Nov. 2020, pp. 3356-3364, doi:10.46609/IJSSER.2020.v05i11.004. Accessed Nov. 2020. APA 6 Kumar, A. (2020, November). MICRO-FINANCE, SELF HELP GROUPS AND WOMEN EMPOWERMENT IN HIMACHAL PRADESH: A STUDY OF LOW HILL ZONE. Int. j. of Social Science and Economic Research, 5(11), 3356-3364. doi:10.46609/IJSSER.2020.v05i11.004 Chicago Kumar, Ajay. "MICRO-FINANCE, SELF HELP GROUPS AND WOMEN EMPOWERMENT IN HIMACHAL PRADESH: A STUDY OF LOW HILL ZONE." Int. j. of Social Science and Economic Research 5, no. 11 (November 2020), 3356-3364. Accessed November, 2020. doi:10.46609/IJSSER.2020.v05i11.004.
References [1]. Das, Sabyasachi, "Self-Help Groups and Micro Credit: Synergic Integration", Kurukshetra, August 2003, pp. 27-29. [2]. Christabell, P.J. (2009). Women Empowerment Through Capacity Building The Role Of Micro-Finance, New Delhi: Concept Publishing Company, p. 91. [3]. Verma, Renu, "Microfinance and Empowerment of Rural Women", Kurukshetra, 56(11), September 2008, p. 4. [4]. Kittur A.T. and Shidaganal M.V., “Stree Shakti SHGs and Empowerment of Women in Haveri District Karnataka”, Third Concept, March 2010, pp. 50 [5]. Singla, Madan Lal, “Microfinance and Economic Development in India”, Growth and Challenges”, International Journal of Research in Finance and Marketing, volume 4, issue 3, March, 2014. [6]. Poonarsi, T. et al., “Impact of Microfinance Innovation in pushing back rural poverty in Tamil Nadu”, Indian Journal of Agricultural Economics Vol.66, No.3, July-Sept, 2011. [7]. Singh, Raj Om, "Role of N.G.O.s. in Fostering Self-Help Groups: A Case Study of Myrada, Kurukshetra, February 2003, p. 34.
Abstract: Development of a nation is very much dependent on the development of rural people. Today, the real problem faced by every developing country like India is the poverty. Nearly half of the available human resource in India is women. Majority of them are living in rural areas and most of them are illiterates and are below poverty line. Besides this in comparison to urban women, rural women have limited access to all kinds of resources such as education, transportation, training, financial support, availability of current information etc. but have more hidden talents, which have to be bought in to light. Hence, there is need to change their capacity to work by giving them the necessary trainings on income generating activities, bringing their talents into light, supporting them with financial facilities, giving them marketing knowledge, current information etc. which helps in increasing knowledge, enriching their skills and improve their economic status.

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