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Title: RESEARCH ON THE CONFLICT OF DUAL GOALS OF MICROFINANCE INSTITUTIONS-TAKING CHINA AS AN EXAMPLE
Authors: Yiru Wang
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Yiru Wang Nanjing University of Aeronautics and Astronautics, Nanjing, China.
MLA 8 Wang, Yiru. "RESEARCH ON THE CONFLICT OF DUAL GOALS OF MICROFINANCE INSTITUTIONS-TAKING CHINA AS AN EXAMPLE." Int. j. of Social Science and Economic Research, vol. 5, no. 2, Feb. 2020, pp. 454-466, ijsser.org/more2020.php?id=32. Accessed Feb. 2020. APA(6) Wang, Y. (2020, February). RESEARCH ON THE CONFLICT OF DUAL GOALS OF MICROFINANCE INSTITUTIONS-TAKING CHINA AS AN EXAMPLE. Int. j. of Social Science and Economic Research, 5(2), 454-466. Retrieved from ijsser.org/more2020.php?id=32 Chicago Wang, Yiru. "RESEARCH ON THE CONFLICT OF DUAL GOALS OF MICROFINANCE INSTITUTIONS-TAKING CHINA AS AN EXAMPLE." Int. j. of Social Science and Economic Research 5, no. 2 (February 2020), 454-466. Accessed February, 2020. ijsser.org/more2020.php?id=32.
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Abstract: Microfinance institutions have two goals: social poverty alleviation goals and business sustainable development goals. However, at this stage, the dual goals of microfinance institutions in many countries are difficult to coordinate and restrict the construction and development of the inclusive financial system. This paper uses Chinese data as an example to conduct theoretical analysis and empirical test on the inherent conflict between dual goals; Theoretical analysis shows that despite the conflict of dual goals, there is also the possibility of balance and coordination; The empirical test is based on the data of 172 sample microfinance institutions from 2013 to 2018, and constructs a simultaneous equation model for regression analysis. The conclusion indicates that there is a negative correlation between the dual goals of microfinance institutions. At the same time, the influencing factors of the dual goals are analyzed, and corresponding policy recommendations are proposed to promote the coordinated development of the dual goals.

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