Title: GROWTH AND SUSTAINABILITY OF SELF HELP GROUPS (SHGS) IN
INDIA: A REGIONAL ANALYSIS
Authors: Dr Shallu Sehgal and Nikita Sharma
|| ||
Dr Shallu Sehgal and Nikita Sharma
1. Assistant Professor, Department of Economics, University of Jammu, Jammu &Kashmir
2. Ph.D Research Scholar, Department of Economics, University of Jammu, Jammu & Kashmir
MLA 8 Sehgal, Dr Shallu, and Nikita Sharma. "GROWTH AND SUSTAINABILITY OF SELF HELP GROUPS (SHGS) IN INDIA: A REGIONAL ANALYSIS." Int. j. of Social Science and Economic Research, vol. 6, no. 7, July 2021, pp. 2451-2462, doi.org/10.46609/IJSSER.2021.v06i07.029. Accessed July 2021.
APA 6 Sehgal, D., & Sharma, N. (2021, July). GROWTH AND SUSTAINABILITY OF SELF HELP GROUPS (SHGS) IN INDIA: A REGIONAL ANALYSIS. Int. j. of Social Science and Economic Research, 6(7), 2451-2462. Retrieved from doi.org/10.46609/IJSSER.2021.v06i07.029
Chicago Sehgal, Dr Shallu, and Nikita Sharma. "GROWTH AND SUSTAINABILITY OF SELF HELP GROUPS (SHGS) IN INDIA: A REGIONAL ANALYSIS." Int. j. of Social Science and Economic Research 6, no. 7 (July 2021), 2451-2462. Accessed July, 2021. doi.org/10.46609/IJSSER.2021.v06i07.029.
References [1]. Annapurna, A. A. (2017). SHG-Bank Linkage Programme?: An Indian Perspective. IJESC, 7(4), 6296–6302.
Batra, S. (2018). A Structural Equation Model of Women Empowerment Through Self-Help Groups in Rajasthan. Journal of Organisation and Human Behaviour, 7(2), 14–22. Retrieved from http://proxy.library.tamu.edu/login?url=https://search.proquest.com/docview/2138650426?accountid=7082%0Ahttp://linkresolver.tamu.edu:9003/tamu?url_ver=Z39.88-2004&rft_val_fmt=info:ofi/fmt:kev:mtx:journal&genre=article&sid=ProQ:ProQ%3Aabiglobal&atitle=A+St
Abstract: The policy makers of India have laid immense focus on inclusion of unprivileged section of the
society placed at the bottom of the pyramid. Credit through microfinance facility has helped
severing this section of the society. These efforts were met in 1992 by NABARD initiative of
launching Self Help Groups-Bank Linkage programme (SHGs-BLP), thus with a view of greater
access of credit to rural areas and an objective of banking with poor. This programme not only
served the purpose of financial inclusion for the nation but gave an impetus to empowerment of
the women by letting them take benefit of their collective power. This study seeks to highlight
the performance of the programme in different regions of the country by taking three important
aspects like savings, loan disbursed and loan outstanding. The study considers the period of
eleven years, starting from 2010-11 to 2020-21. For this purpose, Mean, Standard Deviation,
Coefficient of variation and Compound annual growth are calculated. Further to analyze the
statistical significance, Analysis of variance (ANOVA) is calculated. As such it is concluded that
the impact of Self Help Group Bank Linkage Programme (SHG-BLP) was different on all the
regions of the country, as such showing a positive trend in the progress for the study period as far
as savings, loan disbursal as well as loan outstanding is concerned.
The International Journal of Social Science and Economic Research Inviting Papers/Articles for Upcoming Issue Volume 9 No. 11 November 2024.
Submit your Paper through Online Submission System. Authors also can Send Paper to
submit@ijsser.org If you need any help contact us +91-9753980183