International Journal of Social Science & Economic Research
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Title:
A RESEARCH ON THE RELATIONSHIP BETWEEN CHINA COMMERCIAL INSURANCE PREMIUM INCOME AND RESIDENTS' EDUCATION

Authors:
Yun Li , Yue Shen and Jin Shang

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Yun Li1 , Yue Shen2 and Jin Shang3
1. Associate Professor, Ginling College, Nanjing Normal University, Nanjing, China, 210000
2. Postgraduate, Ginling College, Nanjing Normal University, Nanjing, China, 210000
3. Postgraduate, Nanjing University, Nanjing, China,210000

MLA 8
Li, Yun, et al. "A RESEARCH ON THE RELATIONSHIP BETWEEN CHINA COMMERCIAL INSURANCE PREMIUM INCOME AND RESIDENTS' EDUCATION." Int. j. of Social Science and Economic Research, vol. 6, no. 4, Apr. 2021, pp. 1120-1132, doi.org/10.46609/IJSSER.2021.v06i04.001. Accessed Apr. 2021.
APA 6
Li, Y., Shen, Y., & Shang, J. (2021, April). A RESEARCH ON THE RELATIONSHIP BETWEEN CHINA COMMERCIAL INSURANCE PREMIUM INCOME AND RESIDENTS' EDUCATION. Int. j. of Social Science and Economic Research, 6(4), 1120-1132. Retrieved from https://doi.org/10.46609/IJSSER.2021.v06i04.001
Chicago
Li, Yun, Yue Shen, and Jin Shang. "A RESEARCH ON THE RELATIONSHIP BETWEEN CHINA COMMERCIAL INSURANCE PREMIUM INCOME AND RESIDENTS' EDUCATION." Int. j. of Social Science and Economic Research 6, no. 4 (April 2021), 1120-1132. Accessed April, 2021. https://doi.org/10.46609/IJSSER.2021.v06i04.001.

References

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[2]. Hwang T , Greenford B . A Cross-Section Analysis of the Determinants of Life Insurance Consumption in Mainland China, Hong Kong, and Taiwan[J]. Risk Management & Insurance Review, 2010, 8(1):103-125.
[3]. J. Francois Outreville. Foreign Affiliates Of The Largest Insurance Groups: Location-specific Advantages[J]. The journal of risk and insurance, 2008.
[4]. Life Insurance Markets in Developing Countries. Journal of Risk and Insurance, 1996, 63(2):263-278.
[5]. Lowe A.C, W Anthony. Hierarchical Relationship Between Values, Lifestyles, Possessions and Food Consumption Among Beijing Adult Population[J]. Journal of Asia Pacific Marketing, 2004, 3(1):43-67.
[6]. Michael, Robert T. “Education and consumption.” NberChapters(1975):233-252.

Abstract:
This paper studies the relationship between the premium income of commercial insurance and the education level of residents in China. By establishing the panel model composed of the per capita premium income of commercial insurance and the educational level of residents and a series of other control variables, regression analysis is carried out. This paper finds that both personal insurance and property insurance are significantly affected by the residents' education level, while the corresponding impact of life insurance is greater and more obvious. This means that improving the overall education level of residents has a significant role in promoting the willingness of insurance purchase and investment.

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