International Journal of Social Science & Economic Research
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Title:
Examining The Factors Affecting Digital Adoption of Financial Services: Evidence From the BRICS Economies

Authors:
Shivansh Dwivedi

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Shivansh Dwivedi
Pathways School, Noida

MLA 8
Dwivedi, Shivansh. "Examining The Factors Affecting Digital Adoption of Financial Services: Evidence From the BRICS Economies." Int. j. of Social Science and Economic Research, vol. 9, no. 11, Nov. 2024, pp. 5198-5206, doi.org/10.46609/IJSSER.2024.v09i11.014. Accessed Nov. 2024.
APA 6
Dwivedi, S. (2024, November). Examining The Factors Affecting Digital Adoption of Financial Services: Evidence From the BRICS Economies. Int. j. of Social Science and Economic Research, 9(11), 5198-5206. Retrieved from https://doi.org/10.46609/IJSSER.2024.v09i11.014
Chicago
Dwivedi, Shivansh. "Examining The Factors Affecting Digital Adoption of Financial Services: Evidence From the BRICS Economies." Int. j. of Social Science and Economic Research 9, no. 11 (November 2024), 5198-5206. Accessed November, 2024. https://doi.org/10.46609/IJSSER.2024.v09i11.014.

References

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[2] . Demirgüç-Kunt, A., & Klapper, L. F. (2012). Financial inclusion in Africa: an overview. World Bank policy research working paper, (6088).
[3] . Ezzahid, E., & Elouaourti, Z. (2021). Financial inclusion, mobile banking, informal finance and financial exclusion: micro-level evidence from Morocco. International Journal of Social Economics, 48(7), 1060-1086.
[4] . Hayashi, F., & Klee, E. (2003). Technology adoption and consumer payments: Evidence from survey data. Review of Network Economics, 2(2).
[5] . Riquelme, H. E., & Rios, R. E. (2010). The moderating effect of gender in the adoption of mobile banking. International Journal of bank marketing, 28(5), 328-341.
[6] . Sarma, M., & Pais, J. (2011). Financial inclusion and development. Journal of international development, 23(5), 613-628.
[7] . Singh, A. S., Venkataramani, B., & Ambarkhane, D. (2014). Role of mobile banking in financial inclusion. Available at SSRN 2485777

ABSTRACT:
India has experienced substantial economic growth over the past few decades, with its GDP growing at an average rate of around 6-7% per year1. This growth is driven by a combination of a large, young population, a growing service sector, and significant improvements in infrastructure and industrial capabilities. Technological advancements, particularly in information technology and telecommunications, have also contributed significantly to economic growth. However, despite this rapid economic expansion, financial inclusion in India remains a challenge.

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