International Journal of Social Science & Economic Research
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Title:
Determinants of Participation in Rotational Savings Schemes on Input Investment Among Oil Palm Farmers in Widikum Subdivision

Authors:
Peter Ngek Shillie ; William Shu Neba ; Roxiana Ayang Dimbang and Puis, Tangwe Tanga

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Peter Ngek Shillie1 ; William Shu Neba2 ; Roxiana Ayang Dimbang3 and Puis, Tangwe Tanga4
1.Department of Agribusiness Technology, College of Technology, University of Bamenda, Cameroon.
2. Post Doctoral Research Fellow, Department of Social Work, University of Fort Hare, Alice Campus, South Africa
3. Department of Agribusiness Technology, College of Technology, University of Bamenda, Cameroon
4. Department of Social Work, University of Fort Hare, Alice Campus, South Africa

MLA 8
Shillie, Peter Ngek, et al. "Determinants of Participation in Rotational Savings Schemes on Input Investment Among Oil Palm Farmers in Widikum Subdivision." Int. j. of Social Science and Economic Research, vol. 10, no. 1, Jan. 2025, pp. 30-57, doi.org/10.46609/IJSSER.2025.v10i01.003. Accessed Jan. 2025.
APA 6
Shillie, P., Neba, W., Dimbang, R., & Tanga, P. (2025, January). Determinants of Participation in Rotational Savings Schemes on Input Investment Among Oil Palm Farmers in Widikum Subdivision. Int. j. of Social Science and Economic Research, 10(1), 30-57. Retrieved from https://doi.org/10.46609/IJSSER.2025.v10i01.003
Chicago
Shillie, Peter Ngek, William Shu Neba, Roxiana Ayang Dimbang, and Puis, Tangwe Tanga. "Determinants of Participation in Rotational Savings Schemes on Input Investment Among Oil Palm Farmers in Widikum Subdivision." Int. j. of Social Science and Economic Research 10, no. 1 (January 2025), 30-57. Accessed January, 2025. https://doi.org/10.46609/IJSSER.2025.v10i01.003.

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ABSTRACT:
This study examines determinants of participation in Rotational Savings Schemes on input investments among oil palm farmers in Widikum Subdivision. A stratified random sampling was used to select 225 participants. Primary data was collected using structured questionnaires. Resilient Ordinary Least Squares regression analysis was employed for inferential statistics. The results revealed that financial support with a p-value of (0.012), money-saving (0.132), and financial risk management (0.003) had statistically significant negative effects on input investments, while factors like credit availability with a p-value of (0.185), social connections (0.132), and information sharing (0.209) showed non-significant effects. Conclusively, financial support plays a crucial role in improving farmers' capacity to invest in inputs, but it also has the unintended consequence of reducing personal investment. This substitution effect suggests a need for balanced financial support that encourages both external and personal investments.

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